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Lee Insurance Agency LLC

119 W South Railroad St, PO Box 1212
Four Oaks, NC 27524

How to determine the appropriate amount of renter’s insurance for your needs

North Carolina residents, including renters, can rely on the Lee Insurance Agency LLC team for all of their insurance needs. If you have questions about any type of insurance, we are here to offer our assistance. Stop by our office or give us a call and we’ll be happy to help!

What amount of renter’s insurance is right for you?

When it comes to knowing the right amount of renter’s insurance that’s sufficient to protect your belongings, you can feel pretty clueless. One of the first things to do is review the available policy levels. If you are a young person just starting out on your own, one of the basic policies that offer a reasonable amount of coverage should be enough for your needs.

For people who are more established, it can be more difficult to determine the proper amount for their needs. If you’ve built a fairly substantial amount of belongings through the years, you will need to do a rough inventory of your items. Focusing on more expensive items like artwork, electronics, jewelry, and furniture is a great way to start. 

There are several ways to value your possessions for insurance purposes. Your local agent can provide insight into which method best meets your needs. Using replacement value as your method of calculation is one of the more common ways to determine how much your things are worth. Make sure you have the protection you need!

Contact our team today!

Lee Insurance Agency LLC is proud to serve the state of North Carolina and help our clients with all of their insurance needs. If you would like some guidance when it comes to renter’s insurance, we have the information you need. Contact our office or stop by today!

Partner Carriers


  • AAA
  • American Modern
  • ASI
  • Cabrillo Coastal
  • Dairyland
  • Foremost
  • Hagerty
  • JIBNA
  • Kemper
  • MetLife
  • monthly payment plan
  • National General
  • NC Grange
  • Progressive
  • RLI
  • Safeco
  • The Hartford
  • Tower Hill
  • Travelers
  • Universal Property & Casualty
  • UPC
  • Wright Flood